OUR PRODUCTS

Custom Financing Solutions Built for Commercial Growth

As a commercial loan advisory firm, VESTIX Financial matches businesses with optimal lender networks to secure high-value commercial loans with streamlined closing terms.

SBA Commercial Loans

Government-backed financing offering lower down payments and longer repayment terms for small and mid-sized enterprises.

BEST FOR

Real Estate Purchase & Expansion

Credit Score: above 620

  • Funding up to $5,000,000
  • Competitive fixed & variable rates
  • Repayment terms up to 25 years
Asset-Based Lending (ABL)

Fast, interim financing solutions engineered to secure properties quickly or bridge capital gaps before long-term refinancing.

BEST FOR

Investors & Property Owners

Credit Score: 600

  • Expedited 10-day closing times
  • Flexible LTV up to 80%
  • Interest-only payment options
Revene based finance

Predictable term loans designed to inject cash directly into operations, hire top talent, or purchase bulk inventory.

BEST FOR

Operational Cash Flow & Growth

  • Direct cash injection in 48 hours
  • Flexible 1 to 5 year terms
  • No early prepayment penalties
Equipment Financing

Asset-backed funding allowing businesses to acquire crucial machinery, technology, or fleet vehicles while conserving capital.

BEST FOR

Machinery & Tech Upgrades

Credit Score: 620

  • Up to 100% equipment cost coverage
  • Preserves existing bank credit lines
  • Potential Section 179 tax benefits
Invoice Factoring

Convert outstanding invoices into immediate working capital, providing fast liquidity without taking on new debt.

BEST FOR

Unlocking Cash Tied Up in Receivables

Credit Score: 550+ (business revenue weighted more than credit)

  • Advance rates up to 90% of invoice value
  • Funding within 24-48 hours of approval
  • No long-term debt or collateral required
E-Commerce Funding

Flexible financing designed for online and e-commerce businesses to fund inventory, marketing campaigns, platform scaling, and operational expenses. Get funds based on your sales velocity and revenue data.

BEST FOR

Online Store Growth & Inventory

Credit Score: 600+

  • 1) $5,000 – $500,000+ available
  • 2) Fast approval and funding within 24-48 hours
  • 3) Flexible repayment tied to your daily sales