OUR PRODUCTS
Custom Financing Solutions Built for Commercial Growth
As a commercial loan advisory firm, VESTIX Financial matches businesses with optimal lender networks to secure high-value commercial loans with streamlined closing terms.
Government-backed financing offering lower down payments and longer repayment terms for small and mid-sized enterprises.
BEST FOR
Real Estate Purchase & Expansion
Credit Score: above 620
- Funding up to $5,000,000
- Competitive fixed & variable rates
- Repayment terms up to 25 years
Fast, interim financing solutions engineered to secure properties quickly or bridge capital gaps before long-term refinancing.
BEST FOR
Investors & Property Owners
Credit Score: 600
- Expedited 10-day closing times
- Flexible LTV up to 80%
- Interest-only payment options
Predictable term loans designed to inject cash directly into operations, hire top talent, or purchase bulk inventory.
BEST FOR
Operational Cash Flow & Growth
- Direct cash injection in 48 hours
- Flexible 1 to 5 year terms
- No early prepayment penalties
Asset-backed funding allowing businesses to acquire crucial machinery, technology, or fleet vehicles while conserving capital.
BEST FOR
Machinery & Tech Upgrades
Credit Score: 620
- Up to 100% equipment cost coverage
- Preserves existing bank credit lines
- Potential Section 179 tax benefits
Convert outstanding invoices into immediate working capital, providing fast liquidity without taking on new debt.
BEST FOR
Unlocking Cash Tied Up in Receivables
Credit Score: 550+ (business revenue weighted more than credit)
- Advance rates up to 90% of invoice value
- Funding within 24-48 hours of approval
- No long-term debt or collateral required
Flexible financing designed for online and e-commerce businesses to fund inventory, marketing campaigns, platform scaling, and operational expenses. Get funds based on your sales velocity and revenue data.
BEST FOR
Online Store Growth & Inventory
Credit Score: 600+
- 1) $5,000 – $500,000+ available
- 2) Fast approval and funding within 24-48 hours
- 3) Flexible repayment tied to your daily sales